Compare Your Dental Plan Options

Here’s a look at how your dental plan options compare. To learn more, review our Benefits Guide on the Resources Page.

Under both options, you can choose to receive care from a provider who is part of the Cigna network and pay less for care, or a provider outside the network. Preventive care is covered 100% and you have the same level of coverage for basic and major care under both options. The difference is you have a higher annual maximum and orthodontic coverage under the Cigna Dental PPO – Plus.

No ID Cards Required

Cigna Dental does not provide ID cards. You only need to give your dental provider your name and Social Security number. However, if you’d like to print out an ID card, go to www.cigna.com.

To enroll for dental coverage, visit the EXL Benefits Portal (access here from office and here from home).

Annual Maximum

Annual Deductible

Preventive Care

Basic Care

Major Care

Orthodontia (adult and child coverage)

Orthodontia Lifetime Maximum

Cigna Dental PPO – Core

In-Network/Out-of-Network

$1,700 combined in- and out-of-network

$50/$150

Covered 100% with no deductible

You pay 20% after deductible

You pay 50% after deductible

Not Covered

N/A

Cigna Dental PPO – Plus

In-Network/Out-of-Network

$2,250 combined in- and out-of-network

$50/$150

Covered 100% with no deductible

You pay 20% after deductible

You pay 50% after deductible

You pay 50% with no deductible

$2,000

Note: Out-of-network providers can determine their own charges. If the out-of-network provider charges more than the in-network allowable fee, you will be responsible for paying the difference.

Questions?

Visit the EXL Benefits Portal to chat live with a customer service representative or call the EXL Benefits Service Center at 1-877-319-8490. Representatives are available Monday through Friday from 8 a.m. to 8 p.m. ET. You can also reach out to our benefit carriers directly using the information on our Contacts Page.

Access Portal from Work

Access Portal from Home