The Critical Illness benefit is paid in addition to any other medical coverage you may have. It pays a lump-sum amount directly to you to use however you choose. Benefits can be used for medical and non-medical purposes. Critical Illness Insurance pays you for a variety of medical conditions including, but not limited to:

• Alzheimer’s Disease
• Coma
• Coronary Artery Disease (severe)
• Heart Attack
• Major Organ Failure
• Cancer — invasive or in situ
• Renal (Kidney) Failure
• Paralysis
• Stroke
• Health Screening Tests (performed as the result of preventive care)

The cost of the benefit will vary depending upon factors such as your age, whether you use tobacco, and the dependent coverage you choose. Child coverage under Critical Illness Insurance is covered at no additional cost.

To learn more, see the Resources Page for plan documents.

DISCLAIMER: If you reside in CA, MA, NJ, NY or D.C., you must be enrolled in a major medical plan to be eligible to enroll in Critical Illness insurance.

Group Accident Insurance pays a lump-sum amount directly to you to use however you choose if you have an accident, like deductibles, copays or non-covered services. Benefits can be used for medical and non-medical purposes. You can even use it to help pay for everyday living expenses, like babysitters and take-out food, making recovery a little easier and helping you to safeguard your savings. Examples of injuries that can be covered, but are not limited to, include:

• Fractures
• Broken Tooth
• Concussion
• Laceration
• Burns — 2nd and 3rd Degree

To learn more, see the Resources Page for plan documents.

Hospital Indemnity Insurance pays you for a variety of medical services, including, but not limited to, hospital admissions, daily in-hospital stays, Intensive Care Unit admission and daily hospital Intensive Care Unit stays.

Hospital Indemnity coverage pays a lump sum amount directly to you to use however you choose. It can be used for out-of-pocket medical costs such as deductibles, copays, or non-covered services. Benefits can be used for medical and non-medical purposes. You can even use it to help pay for everyday living expenses, like babysitters and take-out food, making recovery a little easier and helping you to safeguard your savings.

Coverage under Hospital Indemnity Insurance includes a $50 health screening benefit for tests performed as the result of preventive care, including tests and diagnostic procedures ordered in connection with routine examinations.

To learn more, see the Resources Page for plan documents.